So you bought your kids a puppy for the holidays. And now, looking at 
your vet bills, the cost of dog food, and several pairs of chewed shoes,
 you may be wondering if perhaps you should have just bought them an 
Xbox.
Maybe you should have. Many pet owners buy a dog without thinking 
through the financial costs of their prospective pooch. According to 
Dogtime.com, a news and information website for canine lovers, every 
year about 13 million American households adopt a dog or a puppy and 
within 12 months half of them have been taken to a shelter.
Odds are, the cost is more than you think. A variety of sources have 
different numbers but they're all high. PetInsurance.com places the 
average cost of owning a dog -- over the dog's lifetime -- at $20,000.
"I
 often try and talk people out of getting a pet and (play) devil's 
advocate," says Harrison Forbes, the author of "Dog Talk: Lessons 
Learned from a Life With Dogs," host of a nationwide radio pet show, and
 a semi-regular pet expert on television, including "Today."
"There's
 an odd peer pressure, especially in the shelter world, that we always 
need to be pumping up the benefits of pet ownership, and that's great. 
I'm fully on board. But it's like homeownership. Owning a house and 
having a dog is the American dream, but you only want to do it if you 
can afford it. You don't want to have to give either up because you 
didn't think it through."
Robin Ganzert, the president 
of the American Humane Association, agrees. She is, of course, 
unabashedly on the side of the canine: "My dream would be for every 
child to have a pet in their lives." But in the same breath, she also 
acknowledges, "So many folks are trying to do the right thing and going 
to shelters to adopt dogs, but that doesn't mean they're equipped to do 
it. They still need to go through the same thought process as you would 
if you were buying a dog from an expensive breeder. A lot of dogs are 
recycled back into a shelter or abandoned, and it's not a good life for 
them."
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